Typically, many first time homebuyers lack the financial resources to meet standard requirements for down payment and closing costs in order to obtain a conventional mortgage.  A Plus Mortgage Solutions, Inc. has aligned itself with lenders who offer programs geared towards clients in this circumstance.  These programs allow clients to purchase a home with NO money down and will allow the seller to assist the client with the closing costs.  Even if clients have had some past credit problems, they still may qualify for these mortgage programs.